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Our Programs:

Investments in housing and community development
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Advisory support for community and economic development
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Small businesses deserve opportunity at every stage

You can qualify for a Grow America business loan from $10,000 to $5 million

We believe in you. Through our lending programs, you can qualify for affordable business financing, custom-fit to your unique needs. Borrow to reach your next step with the confidence that your business can not only repay the loan but thrive because of it.

Our loans are designed for business growth

We provide customized loans that evolve with your needs. Whether you’re looking for a loan for start-up costs, new equipment, inventory, business real estate, refinance high-rate debt, or other goals, we can unlock the capital you need to take your business to get to your next step.

  • Regional and local loan funds: Grow America offers 5+ regional and local loan programs throughout the United States that put affordable and flexible financing within reach for small businesses. We’ll automatically check to see if you qualify for one of these programs when you apply.
  • SBA 7(a) loans: Low down payments, affordable rates, and longer loan terms make funding affordable for growing businesses, and funding up to $5 million is available. Feel secure knowing that you’re working with a local community lender and that your loan is backed by the U.S. Small Business Administration.

A lender that sees your business’s strengths

Some lenders disqualify borrowers too quickly. At Grow America, we take the time to understand your business’s strengths to help you take it to the next level. Learn what to expect when applying in the video below.

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In accordance with federal laws and U.S. Department of the Treasury policy, this organization is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. To file a complaint of discrimination, write to: U.S. Department of the Treasury, Director, Office of Civil Rights and Equal Employment Opportunity 1500 Pennsylvania Avenue, N.W., Washington, DC 20220; call (202) 622-1160; or send an e-mail to: crcomplaints@treasury.gov. Learn more.