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Dallas County Emergency Business Assistance Program (EBAP) 

Purpose: The program is designed to rapidly provide financial assistance to “traditional” small businesses (i.e., those with no more than 100 employees) that have been adversely affected by the current pandemic. Its purpose is to “stop the bleeding” for these firms; it is not to necessarily restore them to their pre-pandemic status. 

Link to pre-application:

Funding: $5 million of Coronavirus Relief Fund funding (as provided by the CARES Act) 

Definition of small business: Business with no more than 100 employees and revenue under $1.5 million.  

Other eligibility requirements: Business must be located in Dallas County (but not the City of Dallas). Business must have experienced a loss of at least 25% in income since March 1, 2020 because of the pandemic. Business must be current in the payment of county and local taxes.  

Type of assistance: Forgivable loan 

Maximum loan amount: $15,000 

Maximum loan calculation: 3 months of payroll, lease payments, utilities, the renting of existing equipment, & the payment of existing business-related loans for equipment, vehicles, and/or real estate + $3000 of restart-up capital. 

Loan terms: Loan will have a term of 1 year and an annual interest rate of 1%. No interest accrues and no payments are required until month 5. 

Eligibility for forgiveness: The original principal amount is eligible for forgiveness upon Lender’s receipt of documentation that Borrower continued to operate its business for four (4) months and carried at least 90% of the March 1, 2020 full-time employee count and payrollEach month that Borrower continues to be in operation and maintain the required employee count and payroll, one fourth (¼) of the loan is eligible for forgiveness by Lender. 

Excluded businesses: Non-profit entities, franchises, businesses whose primary income is derived from rental/income producing properties, businesses that operate as an age-restricted business. Also excluded are employees of Dallas County, persons/entities who are a party to a lawsuit against the County, and persons/entities who have been a party to a contract with Dallas County that has been terminated in the past 13 months because of insufficient performance. Businesses located in the City of Dallas are not eligible since the City of Dallas is operating its own loan fund. 

Prioritization of funds: 40% of total funding will be reserved for businesses with <50 employees, 40% of total funding will be reserved for businesses with 50-100 employees, and the remaining 20% of total funding will be reserved for businesses located in areas designated as Priority and Strategic areas by Dallas County. 

Status of program: The pre-application period opens on June 15, 2020 and closes on June 28, 2020. After the pre-application period closes, NDC will conduct a randomized borrower selection process to identify the eligible businesses that will be invited to submit a full loan application.  

Email: ntxsmallbiz@ndconline.org    

Phone number: (214) 845-7673. All voicemail messages will be returned within one business day.  

Dallas County EBAP Flyer – English
Dallas County EBAP Flyer – Spanish
Dallas County EBAP Simple FAQs – English
Dallas County EBAP Simple FAQs – Spanish



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