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NDC’s Community Impact Loan Fund (Loan Fund) received notice that it has been certified as a Community Development Financial Institution (CDFI). As a certified CDFI, the Loan Fund is a member of a select group of financial institutions that distinguish themselves by continuously working to transform the lives of America’s most underserved populations. The Loan Fund’s dedicated mission to providing opportunity in the face of ongoing obstacles to economic development in distressed communities is critically important, every day communities across the country benefit from the products and services provided by certified CDFI’s like the Loan Fund.

The Loan Fund was formed in 2014, when NDC identified a need for additional lending flexibility within the organization. NDC had the ability to make small business loans and New Markets Tax Credit loans, but did not have the ability to lend in other asset classes. NDC broadened the mission to allow for housing, community and economic development loans. The Loan Fund Portfolio is comprised of small business loans that NDC’s small business lending arm, NDC Grow America Fund was not able to make with the SBA guarantee and loans made over the past 3 years that include loans for affordable housing, a community health care facility, and non-SBA business loans.